• USD$ = 95.23₹ down 0.15 percent since the previous update• GBP£ = 127.58₹ up 0.49 percent since the previous update• EUR€ = 106.53₹ up 0.29 percent since the previous update• CAD$ = 68.15₹ down 0.01 percent since the previous update• AUD$ = 66.91₹ down 0.39 percent since the previous update• AED = 25.94₹ unchanged, 0.00 percent since the previous update• SAR = 25.40₹ unchanged, 0.00 percent since the previous update• JPY¥100 = 60.44₹ up 0.05 percent since the previous update• SGD$ = 74.53₹ up 0.11 percent since the previous update• NZD$ = 53.67₹ up 0.19 percent since the previous update• SEK = 9.69₹ up 0.73 percent since the previous update
• India Repo rate 5.50% raised CPI 5.5% up on the month before Sep • UK Bank Rate 3.75% cut CPI 3.5% up on the month before Sep • US Fed funds 4.00% raised CPI 3.7% up on the month before Sep • Euro area Deposit rate 2.50% raised CPI 3.8% up on the month before Sep • Canada Policy rate 2.25% cut CPI 3.1% up on the month before Sep • Australia Cash rate 4.60% raised CPI 4.3% up on the month before Sep
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NRIWallah team

Updated May 2026

UK NRIs

UK NRI income tax calculator

FY 2024-25, an archived year. For the current year, use the 2026-27 calculator.

UK Tax on Indian income: Tax Credit Adjusted
(India → UK | FY 2024-25)

as of
Loading exchange rate...

Indian Income (INR)

ⓘ
Gross rent for the year, before any costs. India taxes it after a flat 30% deduction.

UK tax is charged on your actual profit: rent less maintenance, municipal tax, agent's fees, repairs and insurance. If those come to less than £1,000, the £1,000 property allowance is used instead. India still allows its flat 30%, whatever you spend.

ⓘ
Profit from selling assets if holding period is more than 24 months and 12 months for stock & securities.
ⓘ
Profit from selling assets if holding period is less than 24 months and 12 months for stock & securities.
ⓘ
Interest earned on an NRE account is tax-free.

UK Income (GBP)

ⓘ
Profit from selling shares, property, or other assets. ISA gains are tax-free.
ⓘ
Income from letting residential/commercial properties.
ⓘ
ISA interest is tax-free.

Disclaimer

This tax calculator is designed for estimation purposes only and should not be relied upon for actual tax calculations, financial planning, or tax filing. The results provided are based on general tax rules and may not reflect your specific tax situation, including applicable deductions, exemptions, or treaty benefits. Double taxation relief calculations are indicative and may vary based on interpretations and changes in tax laws.

Users should consult a qualified accountant or tax professional for accurate tax calculations and compliance with UK and Indian tax regulations. The developers of this calculator assume no responsibility for any decisions made based on its outputs.

Indian Tax Calculation (INR)

Tax Bracket:

Regular Income Tax:

Capital Gains Tax:

Total Indian Tax:

UK Tax Calculation (GBP)

Tax Bracket:

Regular Income Tax:

Capital Gains Tax:

DTAA Credit Applied:

Final UK Tax:

Total Worldwide Tax Liability

In GBP:

In INR:

What this means

  • India takes . The UK takes , after of credit for the Indian tax.
  • The credit stops the same income being taxed twice, but you still pay the higher of the two countries' rates on it.
  • National Insurance isn't included, so add it to the UK figure if you are employed or self-employed in the UK.
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File your Indian return first

TaxBuddy can help prepare your India filing before your UK self-assessment deadline.
Start with TaxBuddy

Need UK tax help?

Taxfix can help review foreign income and DTAA relief for UK-based NRIs.
Talk to Taxfix

Sending money to India?

Compare GBP-INR providers on total cost, speed and NRE support. Some pay us a commission; it never sets the order.
Compare GBP-INR providers

Parking savings in India?

NRE fixed-deposit interest is tax-free in India and fully repatriable, but taxable in the UK. Compare rates across major Indian banks, as of the date shown.
Compare NRE FD rates

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Filing in India and the UK and claiming treaty relief

As a UK-based NRI, your Indian income is subject to UK taxation. However, under the Double Taxation Avoidance Agreement (DTAA), you can claim relief to avoid paying tax twice on the same income.

Why File Indian Taxes First?

Indian tax returns should be filed first since the ITR filing deadline is much earlier than in the UK (India’s deadline is July 31st, while the UK’s is January 31st of the following year).

Many NRIs use a chartered accountant in India to file their returns. Online tax platforms are an alternative. They can:

  • Auto-fetch dividend & capital gains data from demat accounts and broker statements.
  • Retrieve TDS (Tax Deducted at Source) details from the Indian income tax portal.
  • Provide real-time tax calculations with minimal manual entry.

TaxBuddy (affiliate link) is one such platform. It handles tax computation, deductions and DTAA considerations.

Filing UK Taxes & Claiming DTAA Relief

Once your Indian taxes are filed, you can submit the Indian Tax Return (ITR) to a UK-based accountant who specialises in foreign income. They will:

  • Apply DTAA relief so that you do not pay tax twice.
  • Offset Indian tax paid against UK tax liability.
  • Prepare and file your UK return.

Taxfix (affiliate link), an NRIWallah partner, offers help with Self Assessment returns that include Indian income and treaty relief.

Tax filing partners

Start with the filing support that matches where you need help.

India tax filing

Use TaxBuddy for Indian ITR preparation, TDS checks, and tax computation.
Start Indian filing

UK tax filing

Use Taxfix for UK self-assessment support involving Indian income.
Get UK tax help

Affiliate links

Core Assumptions

  • India CGT Rate : 12.5% for Long Term and 20% for Short Term (NRIs can’t claim indexation benefits), surcharge and cess will be extra
  • Indian tax deduction rules are not considered except for rental income standard deduction of 30%
  • UK CGT Rates: Basic Rate (18%) / Higher Rate (24%)
  • UK Personal Allowance: £12,570
  • UK CGT Annual Exempt Amount: £3,000
  • UK Dividend Allowance: £500
  • UK Property Income Allowance: £1,000
  • UK Savings Interest Allowance: £1,000
  • UK National Insurance (NI) contributions are not included in the tax calculations

Every rate and threshold here is sourced, dated and shown on the page — but tax rules change, and we would rather be told than be wrong. Reports go to the team that maintains the tool. If you can point at the official source, that gets it fixed fastest.

No account needed. We don't publish your email or add you to anything.

How we source and review these numbers is set out in our methodology.

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