By the NRIWallah team · Updated August 2026
40+ free tools built for everyday NRI tasks
Work out what you owe, where, and when
FY 2025-26 with DTAA relief
FY 2025-26 federal and India position
Zero-tax UAE, Indian side only
Federal tax plus foreign tax credit
Double-tax relief between India and your country
What a buyer must deduct on your Indian sale
31.2% withheld on rent paid to an NRI, and how to reclaim it
RNOR status timeline for returning NRIs
Cut the deduction before you sell
Will your country of residence tax your Indian assets?
20% when money leaves India — and nothing when it arrives
What tax follows you home, and for how long
Days and ties — does HMRC still count you as resident?
Compare rates, plan transfers, check eligibility
Compare remittance rates and fees before sending
NRE / NRO / FCNR across major Indian banks
Where your deposit actually earns more
Rupee SIP against investing where you live
What a job offer is really worth at purchasing power
Borrow-to-deposit spread after tax
The 2026 window and what it changes
Which Indian mutual funds accept you
Compare Indian stock brokers for NRIs
UK + US + Indian retirement planner
The corpus you need, earned abroad and spent in rupees
What your household spends, restated city to city
USD 1M cap, Form 15CA/15CB, processing time
Buying, borrowing, and checking before you commit
Quick lookups for time zones, dates, and Indian paperwork
Local time to IST
IST to your timezone
For PAN, OCI, NRE setup, property, more
Indian bank holidays before you time a transfer
Upcoming Indian festival dates with countdowns
Budget your annual India trip realistically
Find your Indian MP by PIN code
Planning for the people who move with you
Independent comparisons, updated on a schedule
NRICorner is a collection of 40+ free tools built specifically for the everyday tasks NRIs face. No sign-ups, no ads gating results, no generic calculators that ignore the NRI angle. Every tool here was designed around a real question that NRIs ask repeatedly: how much will this remittance actually cost me? Is my money better off in an Indian FD or a savings account where I live? What time is it in India right now? Which documents do I need for my OCI renewal?
Filing in two countries is where most NRIs lose money and time. The country calculators cover the UK , the US , the UAE , and Canada for the current financial year, each showing the Indian side of the position alongside the local one. The DTAA Estimator works out double-tax relief, and the RNOR Tracker tells you which residency status you actually fall into — a distinction worth a great deal if you are planning a return to India. Selling Indian property is its own trap: the Property Sale TDS Calculator shows how much a buyer is obliged to withhold, which is routinely far more than the tax you will ultimately owe. Letting a flat out has the same problem in miniature — the Rent TDS Calculator works out the 31.2% your tenant is meant to deduct at source, with no ₹50,000 threshold to shelter you as there would be for a resident landlord.
Three tools deal with the tax that has nothing to do with India at all. India abolished estate duty in 1985 and charges nothing on inheritance, but the UK, US and Canada tax their residents on worldwide assets — so your flat in Bangalore can attract inheritance tax in a country it has never been near. The Inheritance & Gift Tax calculator works out that exposure across six countries and covers lifetime gifts too, where gifting an asset rather than cash is a disposal that triggers capital gains on the spot. If you are actually leaving, Moving Back to India shows what each country charges on the way out — four completely unrelated mechanisms, from Britain’s multi-year tail to Canada’s and Australia’s departure tax billed before you have spent a rupee. And because all of it turns on whether you are still resident, the UK Residence Test runs HMRC’s statutory test in its own order, which catches people who left years ago and are still resident without knowing it.
The financial tools help you make smarter decisions before you move money or invest. The INR Converter compares live remittance rates and fees across providers so you can see the true cost of sending money home. If you are parking funds in India, the FD Rate Comparison shows NRE, NRO, and FCNR deposit rates across major banks side by side, while the FD and SIP comparators answer the harder question of whether India is the better home for that money at all once tax and currency are accounted for. Planning to return eventually? The Repatriation Calculator walks you through the USD 1M cap, Form 15CA/15CB requirements, and processing timelines. And if the question is whether to move at all, the Salary Comparison converts an offer at purchasing power rather than the exchange rate, which is the only comparison that means anything when you are choosing where to live. Its companion, Cost of Living Compare , starts from what your household already spends rather than a basket of groceries, and keeps money sent to India separate — rupees sent home buy Indian goods at Indian prices whether you send them from Harrow or Sharjah, so they must not be scaled by where you live.
The long-horizon question gets its own tool. Retire in India models a retirement accumulated in one currency and spent in another, with healthcare on a separate and much steeper inflation curve — the IRDAI capped senior-citizen premium increases at 10% a year precisely because they had been running above it, against general inflation nearer 6%. Compounded across thirty years that alone roughly doubles healthcare’s share of a retired household’s budget. It also settles the perennial argument about whether to keep money abroad or bring it home: restated in Indian purchasing power, the two are far closer than either side claims, because the rupee’s slide largely offsets the inflation gap rather than adding to it.
The Degree Cost Planner prices an undergraduate degree in six countries, inflated to the year your child actually starts and converted to the currency you save in. The variable that moves the answer most is not the university but the fee status: home fees in England require three years of ordinary residence before the course begins, so a British-citizen child whose family moves back to India at fifteen is charged international rates at eighteen — a difference larger than the entire cost of an Indian degree, and with no tuition fee loan to soften it. The education guide covers the school-age years before any of that arises.
The Home Loan EMI calculator puts an Indian home loan next to one from your country of residence on the same property, which is usually the single largest financial decision an NRI makes. The prior question — whether to buy in India at all — is what Rent vs Buy answers, and it is a genuinely different sum for a non-resident: the money you do not spend on the flat stays invested abroad, earning its own return and the rupee’s decline. Before you commit, the RERA Verifier checks a project’s registration and the Property Prices tracker gives you city-level context so you know whether the asking price is reasonable.
Small inconveniences add up when you live across time zones. The IST Time Converter gives you a quick answer when you need to schedule a call with family or a bank in India, and the Bank Holidays list stops you timing a transfer into a four-day closure. The Document Checklist is one of the most popular tools on the site: it generates a tailored list of documents for PAN card applications, OCI renewals, NRE account setup, property registration, and more. NetaFinder lets you look up your Indian Member of Parliament by PIN code, useful when you need to raise a constituency issue from abroad.
All the tools are free and built to save you time. Browse the categories above and bookmark the ones you use most.
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