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NRIHub

Country-specific guides — pick your country of residence

Select your country

UK NRIs

US NRIs

UAE NRIs

Canada NRIs

NRIWallah team

Updated September 2026

Where you live shapes almost every money decision an NRI makes. The tax treaty between India and the UK works differently from the one with the US. The UAE taxes nothing, while Canada wants to know about every rupee you hold. Some Indian fund houses will take your money in Dubai and refuse it in Toronto. Advice written for one country can mislead in another.

That is why the NRIHub is organised by country. Each page collects what matters for NRIs living there: how that country taxes your Indian income, what it expects you to report, banking and sending money home, and what changes if you move back.

Country guides

  • United Kingdom : tax in two countries, ISAs, mortgages, wills and moving back. Our UK coverage is the most detailed, with a UK tax calculator .
  • United States : worldwide taxation, FBAR, Form 8938 and gift reporting, and why many Indian mutual funds are a poor fit for US residents.
  • UAE : no UAE income tax, but what India still taxes, tax residency certificates and the deemed-residency rule.
  • Canada : Form T1135, RRSP, TFSA and FHSA limits for 2026, and the tax on leaving Canada.
  • Australia : your tax file number, super and DASP, Medicare, and tax on Indian income.
  • Singapore : light tax, CPF for permanent residents, property duties and the India-Singapore treaty.
  • Germany : registration, health insurance, church tax, the EU Blue Card and your German pension.

Tools that work wherever you live

  • INR converter : compare what each provider really charges to send money to India, with guides for ten currencies.
  • Tax guides : how India decides your residency, and how tax treaties stop double taxation.
  • NRI banking : NRE and NRO accounts, and what to do with your Indian savings account when you move.
  • RNOR tracker : the residency status you fall into when you move back.
  • IST time converter and festival calendar : for calls, bank holidays and planning trips home.

Savings for NRIs wherever you live

  • New money into NRE. Interest on NRE deposits is tax-free in India, while NRO interest is taxed; see NRI banking .
  • FCNR deposits hold your savings in a foreign currency with an Indian bank, with no exchange risk and interest that is tax-free in India while you are an NRI. Our FCNR calculator compares them with NRE deposits.
  • Selling property in India. A lower TDS certificate can stop the buyer withholding far more than you owe; see our guide to Form 13 .
  • Sending money. Compare what your family receives, not the fee, on our INR converter .

Each country guide above ends with savings specific to that country.

If your country does not have its own page yet, the tools above still apply, and the banking and tax guides cover the Indian side for everyone.