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Everything we have published, newest first. Pick a topic or search the titles to find an older piece.

October 2026

  1. Tax HMRC offshore funds letter and your Indian mutual funds Got HMRC's offshore funds letter? Why UK NRIs with Indian mutual funds are getting it, how the tax works, and what to check and correct. Published
  2. NRICorner Illegal IPTV for NRIs: is your channel box legal? Cheap '10,000 channels' IPTV boxes and apps are usually unlicensed. What the law says in the UK, US, UAE, Canada, Australia and Singapore, the risks, and legal ways to watch. Published
  3. Tax Tax residency vs treaty rules: a guide for NRIs Why "do you pay tax in any other country?" trips up NRIs, how residency differs from DTAA rules, and how to answer for the UK, US, UAE and more. Published
  4. Tax Moving to another country for tax: what can go wrong for NRIs Tax follows residence, not a move date. The pitfalls for NRIs moving abroad or home to pay less tax, including UK and US NRIs heading to the UAE or Monaco. Published
  5. NRIHub US green card freeze: what the H-1B and PERM changes mean for NRIs The US has suspended eight employers from PERM, the first step to a green card. What it means for Indians in America on H-1B, why the midterms matter, and what to do with your money. Published
  6. Paisa NRI vs resident demat account: what is different and what it costs Residents and NRIs both need a demat and a trading account. NRIs add an NRE or NRO bank account and PIS. Yearly costs side by side, and how to close each. Published
  7. Education Is a master's or MBA abroad still worth it? What NRI families should weigh in 2026 UK, US, Canada and Australia have all tightened post-study rules. What a master's or MBA costs, who gains, how agents are paid, and the new campuses in India. Published
  8. Paisa RBI rate rise: what it means for NRIs' Indian deposits, home loans and investments The RBI has raised its repo rate to 5.50%, the first rise since 2023. What changes for NRI home loans, NRE, NRO and FCNR deposits, the rupee and Indian investments. Published
  9. Housing Mortgage rates hit three-year highs in the UK and US: what NRIs should do UK fixed rates have reached 6% and the US 30-year rate 7.28%. What it costs on a typical loan, and how NRIs buying or remortgaging in either country can limit the damage. Published
  10. Tax UK NRI Tax Calculator 2026-27 UK and India dual income tax calculator for FY 2026-27 and AY 2027-28. Published
  11. Tax US NRI Tax Calculator 2026-27 US and India dual income tax calculator for FY 2026-27 and AY 2027-28. Published
  12. Tax Rent from your flat in India: what India takes, what your country takes India gives a 30% deduction. Your country ignores it, recomputes the profit, and credits only what you finally owe in India. Published

September 2026

  1. Paisa Paying for four demat accounts? Many NRIs need only one Brokers often open four demat accounts for NRIs, each with its own fee. Rule changes mean one NRO account now does most of the work. Published
  2. Tax NRI day tracker: days in India and where you live Log your India trips once and see your residential status for each tax year under the 182, 120 and 60-day rules, with the residence test of the country you live in alongside. Published
  3. NRICorner Historical exchange rates: what a rupee was worth on the day Look up the rupee exchange rate for any date in the last year against the pound, euro or dollar, using European Central Bank daily reference rates in both directions, with the exact published day shown. Published

August 2026

  1. Travel India Customs Duty Calculator: Allowance & Duty Calculate customs duty on baggage brought into India. Check the ₹75,000 allowance, plus rules for alcohol, tobacco, gold, cash and declarations. Published
  2. Travel Door-to-Door India Trip Cost Calculator What a trip to India costs from your front door to your family's: getting to the airport, three weeks of parking, luggage and the last leg in India that flight searches leave out. Published
  3. Paisa Cross-Currency Growth Calculator: Your Money in India and Abroad Project savings held in two currencies at once. See what your money grows to, what inflation leaves of it, and how much the exchange rate takes away or adds. Published
  4. Tax ESOP double taxation: what the ITAT's FMV ruling means for NRIs A Mumbai ITAT ruling lets an NRI use fair market value on the exercise date, not the exercise price, as the cost of acquisition when selling Indian company ESOP shares. How it works and what it does not settle. Published
  5. Tax India's 180-day rule on overseas funds: does it apply to UAE NRIs? Press coverage of a 180-day rule on money held abroad has worried UAE-based NRIs. What the FEMA rule is, who it applies to and why it does not reach money you earned and hold in the UAE. Published
  6. Paisa GIFT City for NRIs: Built for You, or for Institutions? GIFT City offers NRIs dollar accounts, funds with no TDS and dollar insurance. What is open to individuals, what is still built for institutions, and when it is worth the extra account. Published
  7. NRICorner Sending money from Japan to India: providers, costs and timing How to send Japanese yen to India by digital provider or bank, what to compare on cost, speed and NRE account delivery, and why timing matters more on a floating currency. Published
  8. NRICorner Sending money from Saudi Arabia to India: providers and costs How to send Saudi riyals to India by bank app, exchange house or digital provider, and what to check on total cost, speed and NRE account delivery. Published
  9. Paisa FCNR(B) by Currency: Which Currency Should You Hold? FCNR(B) rates differ by currency. Why converting to dollars carries little risk for AED and SAR earners but real currency risk for GBP, EUR, AUD, CAD, JPY and SGD earners, with rates from the 2026 swap window. Published
  10. Travel Treatment in India vs Where You Live: The Full Cost Comparison Should you fly to India for a hip replacement, dental implants, bypass surgery or IVF? Compare the full cost, including flights, weeks of accommodation and time off, with the UK, US, Canada, Australia, UAE or Singapore, and the risks to weigh. Published
  11. Tax TCS on foreign remittance: what India collects when money leaves Work out the tax collected at source on money sent out of India under the LRS: nil up to ₹10 lakh, then 2% for education and medical costs and 20% for other purposes from 1 April 2026. Nothing is collected on money sent into India. Published
  12. Paisa Cost of Living Compare: What Your Life Costs in Another City Compare the cost of living between cities where NRIs live, from Harrow, Edison and Brampton to Parramatta, Dubai, Bangalore and Pune. Starts from what you already spend and keeps money sent to India separate. Published
  13. Education Degree cost planner: India, UK, US and more for NRI families What a degree costs in India, the UK, the US, Canada, Australia and Singapore, and what to save each month from today, including the home-versus-international fee rule that affects British-citizen children of returning NRIs. Published
  14. Tax Moving Back to India: What Tax Follows You Home Leaving the UK, US, Canada, Australia, UAE or Singapore for India? Compare the UK's waiting periods, US tax by citizenship, and Canadian and Australian departure taxes, and work out what you owe and when. Published
  15. Tax NRI Inheritance and Gift Tax: Will Your Country Tax Your Indian Assets? India charges no inheritance tax, but the UK, US, Canada and Australia may still tax your Indian assets when you die. Compare six countries, including the 1956 UK-India estate duty treaty. Published
  16. Paisa Retire in India: How Much Corpus Do You Need? Work out the corpus needed to retire in India after earning abroad. Models the currency gap, Indian inflation and healthcare costs rising at 10% a year, which rupee-only calculators leave out. Published
  17. Tax UK statutory residence test: are you still UK resident? Moved from the UK to India and unsure whether HMRC agrees? Work through the statutory residence test: the automatic overseas tests, the automatic UK tests and the sufficient ties tables, as HMRC's RDR3 guidance sets them out. Published
  18. Housing Rent vs Buy Property in India: NRI Calculator Should you buy a flat in India or keep the money invested abroad? A rent-vs-buy calculator for NRIs that counts the rupee's decline, stamp duty, 30% TDS on rent and capital gains tax on sale. Published
  19. Paisa Salary Comparison: India vs Abroad What is £75,000 in London worth in Bangalore? Compare job offers on purchasing power rather than exchange rates, in the areas where NRIs live, with the commute included. Published
  20. Tax TDS on rent paid to an NRI: calculator Rent paid to an NRI landlord carries 31.2% TDS from the first rupee, because the ₹50,000 threshold applies only to residents. Work out what is withheld, what you owe and how to get the difference back. Published

July 2026

  1. Paisa FCNR Deposit Calculator: Borrowing, Tax & Fees Test whether borrowing to fund an FCNR deposit still works after loan interest, tax where you live and arrangement fees. Published
  2. Tax NRI property sale TDS calculator Work out the TDS a buyer must withhold when an NRI sells property in India, what you owe on the gain, and how much cash a Form 13 certificate would free up at completion. Published
  3. Paisa The 2026 FCNR Swap Window Closed on 31 August: What It Means for NRIs The RBI swap window lifted 3-5 year FCNR deposit rates to around 6% from June 2026, and closed a month early on 31 August. What it means if you booked, and what to expect if you book now. Published
  4. Paisa NRI SIP Calculator: Indian Funds vs Investing Abroad Does a 12% Indian mutual fund beat a 7% fund where you live? Compare SIP or lump-sum growth in both currencies, with rupee depreciation and capital gains tax included. Published
  5. Paisa NRI fixed deposit calculator: India or abroad See whether your money grows more in an Indian NRE or FCNR fixed deposit or in a savings account where you live. Maturity in both currencies, the exchange-rate cushion and the tax that changes the answer. Published
  6. Housing NRI home loan EMI calculator: India or abroad Compare a home loan in India with one in your country of residence. See both EMIs in one currency, the exchange-rate break-even, and how a moving rupee changes an India loan repaid from foreign income. Published
  7. NRICorner Sending Euros to India: Providers, Costs and SEPA (2026) The cheapest ways to send euros to India from any eurozone country, why SEPA funding matters, and how NRE interest is taxed at home. Published
  8. NRICorner Sending Money from New Zealand to India: Providers and Costs (2026) The cheapest ways to send New Zealand dollars to India on a smaller corridor, how to pay the provider, and how NRE interest is taxed in New Zealand. Published
  9. NRICorner Sending Money from Sweden to India: Providers and Costs (2026) The cheapest ways to send Swedish kronor to India on a small corridor, how to pay the provider, and how Sweden taxes interest earned in India. Published
  10. Tax Form 13 lower TDS certificate for NRIs selling property How NRIs use Form 13 to get a lower or nil TDS certificate before selling property in India: documents, timeline, common rejection reasons and what a CA does. Published
  11. Tax NRI selling property in India: TDS, capital gains and repatriation How TDS works when an NRI sells property in India: rates, the Form 13 route to a lower deduction, capital gains exemptions and getting the proceeds abroad. Published
  12. Reviews ICICI Money2India review for NRIs ICICI Money2India reviewed: rates, fees and same-day settlement for NRIs sending US dollars to ICICI NRE and NRO accounts in India. Published
  13. Reviews Remitly review for NRIs Remitly reviewed for NRIs: Express and Economy costs, first-transfer promotional rates, delivery speed to Indian banks and NRE account support. Published
  14. Reviews Wise review for NRIs Is Wise the best way to send money to India? Our NRI-focused review of Wise's rates, fees, speed and NRE account support. Published

June 2026

  1. NRIHub Australia NRI Guide A guide for Indians living in Australia: TFN, super and DASP, Medicare, tax on Indian income under the India-Australia treaty, and sending money home. Published
  2. NRIHub Canada NRI Guide A guide for Indians living in Canada: tax in two countries, Form T1135, RRSP, TFSA and FHSA limits for 2026, sending money home and moving back to India. Published
  3. Tax Canada NRI tax calculator 2026-27 Estimate Canadian federal tax, double-taxation relief and Indian tax on your Indian income for FY 2026-27 and Canadian tax year 2026. Published
  4. Insurance Car Insurance in the UK for NRIs: Cover, Costs and Your Indian Licence How UK car insurance works for new arrivals from India, why premiums start high and how to bring them down, and when your Indian driving licence stops being valid. Published
  5. Housing Conveyancing in the UK for NRI Buyers: The Legal Steps and Stamp Duty What a UK solicitor does when you buy a home, the stamp duty rules from April 2025 including the non-resident surcharge, and why the survey comes before exchange. Published
  6. Travel Cost of a trip home calculator Estimate what your annual trip to India will cost, from flights and accommodation to food, gifts, medical care and a family wedding. Published
  7. NRIHub Germany NRI Guide A guide for Indians living in Germany: Anmeldung, health insurance, church tax, tax on Indian income under the treaty, the EU Blue Card and your German pension if you leave. Published
  8. Paisa India bank holidays The RBI bank holiday calendar for India, national and state by state. Pick your home state to see which holidays affect your branch. Published
  9. NRICorner Indian festival calendar Upcoming Indian festivals with dates and a countdown, to help you plan trips home, family calls and celebrations from abroad. Published
  10. Paisa Indian mutual fund eligibility checker for NRIs Check which Indian fund houses accept NRIs from your country, including the AMCs that restrict US and Canada residents under FATCA. Published
  11. Paisa Indian property price tracker Average property prices per square foot, rental yields and NRI buyer share in popular Indian cities including Mumbai, Bengaluru, Hyderabad, Pune, Delhi NCR, Chennai, Ahmedabad and Kochi. Published
  12. NRICorner INR Converter: Compare the Cost of Sending Money to India Compare what providers really charge to send money to India, see how a transfer reaches your Indian account, and find the guide for your currency. Published
  13. NRICorner IST Time Converter: Local Time to India Time Convert local time to India Standard Time (IST). Check the time difference for the UK, US, UAE, Singapore and Australia. Published
  14. NRICorner IST to local time converter Convert India Standard Time to your local time, with examples for the UK and US and a note on daylight saving. Published
  15. Insurance Life insurance for NRIs in the UK How UK life cover works for NRIs: term cover, critical illness and income protection when your family lives across two countries. Published
  16. Tax Multi-country DTAA estimator Compare your tax on Indian income across the UK, US, UAE, Canada and Singapore, with double-taxation relief and total worldwide tax. Published
  17. NRICorner NetaFinder: find your Lok Sabha MP Enter your Indian PIN code to find your Lok Sabha MP, the person to approach about a grievance with an Indian authority or a constituency matter. Published
  18. Paisa NRE FD Rates for NRIs: Compare NRE, NRO & FCNR Compare NRE, NRO and FCNR fixed-deposit rates at major Indian banks, including tenure, minimum deposit and early-withdrawal terms. Published
  19. Paisa NRI Banking: NRE and NRO Accounts, and Opening a UK Account Which Indian bank accounts you need once you move abroad, how NRE and NRO accounts differ on tax and repatriation, and how to open a UK bank account as a new arrival. Published
  20. NRICorner NRI document checklist Checklists for common NRI processes: opening NRE and NRO accounts, filing an Indian tax return, buying or selling property, renewing OCI and getting a PAN or Aadhaar. Published
  21. Insurance NRI Health Insurance: Cover Abroad and for Parents in India How NRIs cover their own health abroad and their parents' health in India: international plans against Indian policies, waiting periods, cashless claims and the section 80D deduction. Published
  22. Paisa NRI Investing: Where to Put Money First, in India and Where You Live How NRIs can balance tax-sheltered accounts where they live with NRE deposits, mutual funds, shares and NPS in India, and the tax and currency points to plan for. Published
  23. Housing NRI mortgage comparator Compare mortgage lenders for NRIs: UK banks, Indian banks in the UK, UAE lenders and India home loan providers, filtered by visa type, employment and country. Published
  24. Paisa NRI Pension Calculator Estimate retirement income across the UK State Pension, US Social Security, EPF, NPS, workplace pensions and NRE deposits, and see which social security agreements India actually has. Published
  25. NRICorner NRI repatriation calculator Work out how much you can repatriate from your NRO or NRE account, how much of the USD 1 million cap you have used, and which forms (15CA and 15CB) you need. Published
  26. Paisa NRI Stock Broker Comparison Compare Indian brokers for NRIs on PIS support, brokerage and which countries they accept, with the 2024 capital gains rates and the steps to open an NRI trading account. Published
  27. Housing Property Surveys in the UK: Which Level You Need and When to Book The three levels of RICS survey, when to book one in a UK purchase, and how to use the findings to renegotiate before you exchange contracts. Published
  28. Housing RERA project verifier Check the RERA registration of an Indian real estate project before you buy, with links to the state RERA portals and a checklist for NRI buyers. Published
  29. Tax RNOR status tracker Work out your RNOR window when moving back to India: which tax years your foreign income stays untaxed, and when you become ordinarily resident. Updated for the Income-tax Act, 2025. Published
  30. NRICorner Sending Money from Australia to India: Providers, Costs and PayID (2026) The cheapest ways to send Australian dollars to India, why PayID funding matters, and how Australia taxes money once it is in an Indian account. Published
  31. NRICorner Sending Money from Canada to India: Providers, Costs and Interac (2026) The cheapest ways to send Canadian dollars to India, paying by Interac, FINTRAC reporting, and when your Indian balances trigger Form T1135. Published
  32. NRICorner Sending Money from Singapore to India: Providers, Costs and PayNow (2026) How banks, DBS Remit and online providers compare on sending Singapore dollars to India, paying by PayNow, and where the money should land. Published
  33. NRICorner Sending Money from the UAE to India: Exchange Houses, Apps and Costs (2026) How exchange houses, banks and apps compare on sending dirhams to India, what each really costs, and which Indian account the money should land in. Published
  34. NRICorner Sending Money from the US to India: Providers, Costs and US Reporting (2026) The cheapest ways to send dollars to India compared on total cost and speed, which Indian account the money should land in, and the US gift and FBAR rules that apply. Published
  35. NRIHub Singapore NRI Guide A guide for Indians living in Singapore: IRAS tax, CPF for permanent residents, capital gains under the India-Singapore treaty, property duties and sending money home. Published
  36. NRIHub UAE NRI Guide A guide for Indians living in the UAE: what India still taxes, tax residency certificates, the deemed-residency rule, banking and sending money home. Published
  37. Tax UAE NRI tax calculator 2026-27 Estimate Indian tax on your Indian-source income for FY 2026-27 as a UAE-based NRI. The UAE has no personal income tax. Published
  38. Housing UK Mortgages for NRIs: What Lenders Look For and Funding a Deposit How UK lenders assess NRI mortgage applications, why a broker helps, and how to fund a deposit from NRE, FCNR or NRO accounts or a family gift. Published
  39. NRIHub UK NRI Guide A guide for Indians living in the UK: tax in two countries, NRE and NRO banking, sending money home, ISAs, mortgages, wills and moving back to India. Published
  40. Tax UK NRI tax calculator 2024-25 UK and India income tax calculator for NRIs for FY 2024-25. Published
  41. Tax UK NRI Tax Calculator 2025-26 UK and India dual income tax calculator for FY 2025-26 and AY 2026-27. Published
  42. NRIHub US NRI Guide A guide for Indians living in the US: tax in two countries, FBAR, Form 8938 and gift reporting, investing in India from America, and sending money home. Published
  43. Tax US NRI tax calculator 2024-25 US and India income tax calculator for NRIs for FY 2024-25. Published
  44. Tax US NRI Tax Calculator 2025-26 US and India dual income tax calculator for FY 2025-26 and AY 2026-27. Published
  45. Insurance Wills for NRIs: A Local Will, an Indian Will and a Lasting Power of Attorney Why UK-based NRIs usually need two wills, what happens to children and assets without a local one, and how a Lasting Power of Attorney works. Published

NRIWallah team

Updated October 2026


How to use this page

The list above holds every article, guide and calculator on NRIWallah, newest at the top and grouped by the month it was published. A guide we have substantially rewritten moves back up to the month of that rewrite, so an old title near the top is there because the rules or numbers behind it changed, not by accident.

The topic buttons narrow the list to one part of the site. Tax covers residency, double taxation and the yearly calculators; Paisa covers bank accounts, deposits and investing from abroad; NRICorner holds the money-transfer comparisons and practical tools. The search box matches words in the titles only, so a short term such as “TDS”, “FCNR” or “rent” usually works better than a full question.

Where to start if you are new

Most readers arrive with one question and find it sits on top of two or three others. If you are not sure whether India still treats you as resident, the NRI day tracker settles that first, and everything else follows from it. For income that is taxed in both countries, the tax section has guides and calculators for each country we cover. If the question is about money sitting in India, the NRE and FCNR deposit table is the quickest way to see what your savings could earn, and the remittance comparison shows what a transfer really costs once the exchange rate margin is counted.

Keeping older pages current

Publishing date is not the same as accuracy. Tax thresholds, deposit rates and transfer fees change through the year, and we revisit our pages when they do. Every page shows the month it was last updated. Where a page rates or compares providers, our methodology explains how those comparisons are made.