Everything we have published, newest first. Pick a topic or search the titles to find an older piece.
Tax
HMRC offshore funds letter and your Indian mutual funds
Got HMRC's offshore funds letter? Why UK NRIs with Indian mutual funds are getting it, how the tax works, and what to check and correct.
Published
NRICorner
Illegal IPTV for NRIs: is your channel box legal?
Cheap '10,000 channels' IPTV boxes and apps are usually unlicensed. What the law says in the UK, US, UAE, Canada, Australia and Singapore, the risks, and legal ways to watch.
Published
Tax
Tax residency vs treaty rules: a guide for NRIs
Why "do you pay tax in any other country?" trips up NRIs, how residency differs from DTAA rules, and how to answer for the UK, US, UAE and more.
Published
Tax
Moving to another country for tax: what can go wrong for NRIs
Tax follows residence, not a move date. The pitfalls for NRIs moving abroad or home to pay less tax, including UK and US NRIs heading to the UAE or Monaco.
Published
NRIHub
US green card freeze: what the H-1B and PERM changes mean for NRIs
The US has suspended eight employers from PERM, the first step to a green card. What it means for Indians in America on H-1B, why the midterms matter, and what to do with your money.
Published
Paisa
NRI vs resident demat account: what is different and what it costs
Residents and NRIs both need a demat and a trading account. NRIs add an NRE or NRO bank account and PIS. Yearly costs side by side, and how to close each.
Published
Education
Is a master's or MBA abroad still worth it? What NRI families should weigh in 2026
UK, US, Canada and Australia have all tightened post-study rules. What a master's or MBA costs, who gains, how agents are paid, and the new campuses in India.
Published
Paisa
RBI rate rise: what it means for NRIs' Indian deposits, home loans and investments
The RBI has raised its repo rate to 5.50%, the first rise since 2023. What changes for NRI home loans, NRE, NRO and FCNR deposits, the rupee and Indian investments.
Published
Housing
Mortgage rates hit three-year highs in the UK and US: what NRIs should do
UK fixed rates have reached 6% and the US 30-year rate 7.28%. What it costs on a typical loan, and how NRIs buying or remortgaging in either country can limit the damage.
Published
Tax
UK NRI Tax Calculator 2026-27
UK and India dual income tax calculator for FY 2026-27 and AY 2027-28.
Published
Tax
US NRI Tax Calculator 2026-27
US and India dual income tax calculator for FY 2026-27 and AY 2027-28.
Published
Tax
Rent from your flat in India: what India takes, what your country takes
India gives a 30% deduction. Your country ignores it, recomputes the profit, and credits only what you finally owe in India.
Published
Paisa
Paying for four demat accounts? Many NRIs need only one
Brokers often open four demat accounts for NRIs, each with its own fee. Rule changes mean one NRO account now does most of the work.
Published
NRICorner
Historical exchange rates: what a rupee was worth on the day
Look up the rupee exchange rate for any date in the last year against the pound, euro or dollar, using European Central Bank daily reference rates in both directions, with the exact published day shown.
Published
Travel
India Customs Duty Calculator: Allowance & Duty
Calculate customs duty on baggage brought into India. Check the ₹75,000 allowance, plus rules for alcohol, tobacco, gold, cash and declarations.
Published
Travel
Door-to-Door India Trip Cost Calculator
What a trip to India costs from your front door to your family's: getting to the airport, three weeks of parking, luggage and the last leg in India that flight searches leave out.
Published
Paisa
Cross-Currency Growth Calculator: Your Money in India and Abroad
Project savings held in two currencies at once. See what your money grows to, what inflation leaves of it, and how much the exchange rate takes away or adds.
Published
Tax
ESOP double taxation: what the ITAT's FMV ruling means for NRIs
A Mumbai ITAT ruling lets an NRI use fair market value on the exercise date, not the exercise price, as the cost of acquisition when selling Indian company ESOP shares. How it works and what it does not settle.
Published
Tax
India's 180-day rule on overseas funds: does it apply to UAE NRIs?
Press coverage of a 180-day rule on money held abroad has worried UAE-based NRIs. What the FEMA rule is, who it applies to and why it does not reach money you earned and hold in the UAE.
Published
Paisa
GIFT City for NRIs: Built for You, or for Institutions?
GIFT City offers NRIs dollar accounts, funds with no TDS and dollar insurance. What is open to individuals, what is still built for institutions, and when it is worth the extra account.
Published
NRICorner
Sending money from Japan to India: providers, costs and timing
How to send Japanese yen to India by digital provider or bank, what to compare on cost, speed and NRE account delivery, and why timing matters more on a floating currency.
Published
NRICorner
Sending money from Saudi Arabia to India: providers and costs
How to send Saudi riyals to India by bank app, exchange house or digital provider, and what to check on total cost, speed and NRE account delivery.
Published
Paisa
FCNR(B) by Currency: Which Currency Should You Hold?
FCNR(B) rates differ by currency. Why converting to dollars carries little risk for AED and SAR earners but real currency risk for GBP, EUR, AUD, CAD, JPY and SGD earners, with rates from the 2026 swap window.
Published
Travel
Treatment in India vs Where You Live: The Full Cost Comparison
Should you fly to India for a hip replacement, dental implants, bypass surgery or IVF? Compare the full cost, including flights, weeks of accommodation and time off, with the UK, US, Canada, Australia, UAE or Singapore, and the risks to weigh.
Published
Tax
TCS on foreign remittance: what India collects when money leaves
Work out the tax collected at source on money sent out of India under the LRS: nil up to ₹10 lakh, then 2% for education and medical costs and 20% for other purposes from 1 April 2026. Nothing is collected on money sent into India.
Published
Paisa
Cost of Living Compare: What Your Life Costs in Another City
Compare the cost of living between cities where NRIs live, from Harrow, Edison and Brampton to Parramatta, Dubai, Bangalore and Pune. Starts from what you already spend and keeps money sent to India separate.
Published
Education
Degree cost planner: India, UK, US and more for NRI families
What a degree costs in India, the UK, the US, Canada, Australia and Singapore, and what to save each month from today, including the home-versus-international fee rule that affects British-citizen children of returning NRIs.
Published
Tax
Moving Back to India: What Tax Follows You Home
Leaving the UK, US, Canada, Australia, UAE or Singapore for India? Compare the UK's waiting periods, US tax by citizenship, and Canadian and Australian departure taxes, and work out what you owe and when.
Published
Tax
NRI Inheritance and Gift Tax: Will Your Country Tax Your Indian Assets?
India charges no inheritance tax, but the UK, US, Canada and Australia may still tax your Indian assets when you die. Compare six countries, including the 1956 UK-India estate duty treaty.
Published
Paisa
Retire in India: How Much Corpus Do You Need?
Work out the corpus needed to retire in India after earning abroad. Models the currency gap, Indian inflation and healthcare costs rising at 10% a year, which rupee-only calculators leave out.
Published
Tax
UK statutory residence test: are you still UK resident?
Moved from the UK to India and unsure whether HMRC agrees? Work through the statutory residence test: the automatic overseas tests, the automatic UK tests and the sufficient ties tables, as HMRC's RDR3 guidance sets them out.
Published
Tax
TDS on rent paid to an NRI: calculator
Rent paid to an NRI landlord carries 31.2% TDS from the first rupee, because the ₹50,000 threshold applies only to residents. Work out what is withheld, what you owe and how to get the difference back.
Published
Paisa
The 2026 FCNR Swap Window Closed on 31 August: What It Means for NRIs
The RBI swap window lifted 3-5 year FCNR deposit rates to around 6% from June 2026, and closed a month early on 31 August. What it means if you booked, and what to expect if you book now.
Published
Tax
Form 13 lower TDS certificate for NRIs selling property
How NRIs use Form 13 to get a lower or nil TDS certificate before selling property in India: documents, timeline, common rejection reasons and what a CA does.
Published
Tax
NRI selling property in India: TDS, capital gains and repatriation
How TDS works when an NRI sells property in India: rates, the Form 13 route to a lower deduction, capital gains exemptions and getting the proceeds abroad.
Published
Insurance
Car Insurance in the UK for NRIs: Cover, Costs and Your Indian Licence
How UK car insurance works for new arrivals from India, why premiums start high and how to bring them down, and when your Indian driving licence stops being valid.
Published
Housing
Conveyancing in the UK for NRI Buyers: The Legal Steps and Stamp Duty
What a UK solicitor does when you buy a home, the stamp duty rules from April 2025 including the non-resident surcharge, and why the survey comes before exchange.
Published
Paisa
NRE FD Rates for NRIs: Compare NRE, NRO & FCNR
Compare NRE, NRO and FCNR fixed-deposit rates at major Indian banks, including tenure, minimum deposit and early-withdrawal terms.
Published
Paisa
NRI Banking: NRE and NRO Accounts, and Opening a UK Account
Which Indian bank accounts you need once you move abroad, how NRE and NRO accounts differ on tax and repatriation, and how to open a UK bank account as a new arrival.
Published
Insurance
NRI Health Insurance: Cover Abroad and for Parents in India
How NRIs cover their own health abroad and their parents' health in India: international plans against Indian policies, waiting periods, cashless claims and the section 80D deduction.
Published
Paisa
NRI Investing: Where to Put Money First, in India and Where You Live
How NRIs can balance tax-sheltered accounts where they live with NRE deposits, mutual funds, shares and NPS in India, and the tax and currency points to plan for.
Published
Housing
Property Surveys in the UK: Which Level You Need and When to Book
The three levels of RICS survey, when to book one in a UK purchase, and how to use the findings to renegotiate before you exchange contracts.
Published
Housing
UK Mortgages for NRIs: What Lenders Look For and Funding a Deposit
How UK lenders assess NRI mortgage applications, why a broker helps, and how to fund a deposit from NRE, FCNR or NRO accounts or a family gift.
Published
NRIHub
UK NRI Guide
A guide for Indians living in the UK: tax in two countries, NRE and NRO banking, sending money home, ISAs, mortgages, wills and moving back to India.
Published
Insurance
Wills for NRIs: A Local Will, an Indian Will and a Lasting Power of Attorney
Why UK-based NRIs usually need two wills, what happens to children and assets without a local one, and how a Lasting Power of Attorney works.
Published Nothing matches that. Try a shorter word, or
NRIWallah team
Updated October 2026
The list above holds every article, guide and calculator on NRIWallah, newest at the top and grouped by the month it was published. A guide we have substantially rewritten moves back up to the month of that rewrite, so an old title near the top is there because the rules or numbers behind it changed, not by accident.
The topic buttons narrow the list to one part of the site. Tax covers residency, double taxation and the yearly calculators; Paisa covers bank accounts, deposits and investing from abroad; NRICorner holds the money-transfer comparisons and practical tools. The search box matches words in the titles only, so a short term such as “TDS”, “FCNR” or “rent” usually works better than a full question.
Most readers arrive with one question and find it sits on top of two or three others. If you are not sure whether India still treats you as resident, the NRI day tracker settles that first, and everything else follows from it. For income that is taxed in both countries, the tax section has guides and calculators for each country we cover. If the question is about money sitting in India, the NRE and FCNR deposit table is the quickest way to see what your savings could earn, and the remittance comparison shows what a transfer really costs once the exchange rate margin is counted.
Publishing date is not the same as accuracy. Tax thresholds, deposit rates and transfer fees change through the year, and we revisit our pages when they do. Every page shows the month it was last updated. Where a page rates or compares providers, our methodology explains how those comparisons are made.
Ask NRIWallah
Search 400+ answers from our guides
Ask a question in your own words — or start with one of these:
Searching…
The latest guides and updates for NRIs, newest first.